by Kristine | Oct 11, 2016 | Personal
In looking at my blog, I think I’ve learnt one thing, the older I get, the less inclined I am to publicly put things on the internet for one and all to see. Especially when it has details of my life. My Facebook memories have come up with all sorts of status updates which are pretty embarrassing and enlightening at the same time.
Quite a bit has been happening lately, one of the main things is the damn clown sightings in Perth. I’m not particularly afraid or clowns, but if someone stuck their head with a scary clown mask on, in my window, I would be shitting my pants big time. I’m not sure why the whole thing has taken off, but am hoping it’ll die down pretty soon like the planking thing.
Work has been pretty hectic, caught a cold and recovered from it in about 2 weeks & things are back to it’s semblance of normal. Been slowly working on my project and cleaning up my room in anticipation for Matt to move in. Date is tentatively February now, we were really hoping it would’ve been December/January as the sooner that’s done, the better. That will at least give me a bit of time to declutter and cull my clothes collection I guess 😛
It is our 5 year anniversary next month. We haven’t really gotten our act together yet in planning anything, apart from throwing around the idea of having dinner at the Atrium to celebrate as it is our special place. We’ve got the wedding to save for & trying to put away as much money as possible for that and overpaying the mortgage to maximise our investment. I’m sure we will come up with something to celebrate, just that being in transition stage of things just throws us around a bit. Anxiously counting down the days of the move so that we can settle in!
It is also my one year work anniversary soon, am quite excited about it. Salary increase on the day automatically, which is awesome! Plus I have the day off, so am pretty stoked about it 😛
Speaking about work, it might be time to go to bed to try to get enough shut eye!
by Kristine | Jul 12, 2016 | Working Woman
It’s now July, another financial year done & dusted. Normally I try to be quite on top of things in terms of tax refunds as I would like to see my hard earned money back in my account ASAP. Due to a bit of a glitch with my health insurance’s computer system, I don’t know when I am able to get my tax statement from them so that I can finish up my tax. Received my PAYG from my current & previous employer and am thoroughly surprised at how much tax has been taken out. Partly because I’ve got a HECS debt & I’ve hit the threshold for repayment. I can’t complain as it was a loan for me to further my studies, although I’d be really happy once I’ve repaid it all & I can have the extra money in my pocket.
The Pokemon Go craze has hit & I’ve joined the bandwagon. I’m not a fanatic Pokemon fan, but the gameplay which is a mix of Ingress with Pokemon really has fascinated me. This is me after a few days’ worth of playing.
I’ve gotten up to level 8, but am mostly a weekend player since I can’t really walk a lot during the day at work & am too tired to be hunting Pokestops & Pokemon during the week. Although my work desk is near a Pokestop, it is about 3m too far for the GPS to register, guess I will have to find excuses to pop outside for things to do every now & then! The cold weather at the moment is also a hindrance to walking outside to look for Pokemon, my fingers are frozen while typing this in my room! Might be time to turn up the heater to warm up.
by Kristine | Jun 29, 2016 | Personal, Working Woman
It has been quite a while since my last update, it has been quite the roller coaster of emotions. Work had been rather stressful & my brain was on over drive with them bad hormones, causing stress & not such a great outlook on life. Since my last post, it has gotten better, my brain has been tamed & I have since better learned how to manage things at work.
The wedding day has been hurtling our direction rather quickly at the moment. Instead of wedding planning, I’ve now decided it should be called wedding countdown. Thankfully since my last wedding update post, things have been going pretty well. From my previous list of things to do, these are the ones left:
Book accommodation for the night before & upgrading to the suite. Suite is booked & deposit ready to be paid on my scouting visit next Friday.Organise wedding cake. Mum has volunteered to make the cake, I will need to still supervise though (teehee :P)Make bouquets. I’ve decided to go fake flowers as real were going to cost around $400 to $500 versus around $150 for fake. Just ordered the bouquets, just have to assemble them together now.Confirming makeup artist for myself and bridesmaids if required. MUA booked, just need to book the trial now.- Make/buy wedding favours. More ideas for these, just have to put them into action now
- Get remainder of jewelry –
wedding rings & other accessories. Already sourced some earrings. We’ve sourced my wedding rings, just need other jewelleryand Matt’s rings.
- Get the remainder of documents to the celebrant for the Notice of Intended Marriage. Just need to organise a meeting closer to the date
- Confirm guest list. Guest list is still being finalised, but hoping to get numbers between 80 to 100 guests
- Send out save the dates. Should be sent out in the next few months or so
- Send out invitations. Needs to be designed, made & sent out 3 months before
- Get sized for wedding dress, alter dress. Getting sized next Friday (eek!)
- Get possible cheongsam/qipao for tea ceremony. Found one I like, I just have to get measured for it & order it tailor made.
I’ve also managed to order the robes for myself & my bridesmaids (on sale!), plus get some more cool ideas for the invites & favours. I must say, I’m rather impressed with what we’ve achieved so far, just have to keep up the effort till the day. I’m rather looking forward to the married life & settling down & not having to live between 2 places each week. Funnily enough, I’ve done that most of my life & I’ve hated the moving. I will be glad to be able to settle into my own space & kitting it out in my style.
I know I keep talking about it, but one of the major things I need to be doing is decluttering & getting rid of things that I don’t need. I’ve got a whole heap of things that probably could be sold off in a garage sale & things that just need a place to be put. Living in a small 3×2 cottage lot means that things have to be quite compact & I’m currently living from my room. Most of belongings are stuffed into my room – travel bags, shoes, clothes, books, magazines, toiletries, games, TV and the list goes on & on. Once my parents & brother move out, I will be busy revamping the place inside & out. It is a bit of gargantuan task to be undertaking, but one that is long overdue. I haven’t unpacked some things from my first move in 2008. That’s 8 years that things have been sitting in boxes everywhere. I expect to be overwhelmed but that’s ok, I just need to get a start on.
I’ve got lots more to blog about, but unfortunately in between working full time and trying to plan a wedding, that doesn’t leave much free time between that and sleeping. I value my sleep quite a bit, hence why it’s now time to bid you all good night! I’m hoping to be back soon as I’ve got quite a bit more on my mind lately & want to get it down here 🙂
by Kristine | May 26, 2016 | Goals
It’s nearly half way through the year & I’ve gotten myself into a bit of a funk. Passed my 6 month probation at work but the pressure is beginning to build & I’m feeling it big time. Feeling a bit lost but am garnering some effort to pen down some practical goals for myself for self care & to ensure I don’t burn out.
One thing I want to achieve by the end of the year is to clear out first my room, followed by my house once my parents move out & Matt moves in. There’s just way too much clutter around & I just feel a bit locked in. I also want to kit out the house properly as I never quite got the chance to do so. I got a new couch & dining table 4 years ago & that’s the extent of my decoration touch in my house. There’s a lot of things that need to change. Part of this change also means decluttering & organising car boot sales to get rid of stuff. I think once that’s done, there will be more room to add my own flair to my house.
Another thing I want to accomplish is to also launch my side business, with a view & eventual goal of turning it into my livelihood. Work pays extremely well & being a government servant definitely has its perks. But it also has its downsides of being stressful & some days the stress is just overwhelming. I am confident in my abilities but mentally I’m tired at times. I need that creative outlet to let me be me again.
It has been a difficult week with being unwell with a cold & coming back to lots of stuff to do at work. I know I will climb out of this but at the moment it is tough going & I feel like I need a break from things. I just have to keep reminding myself that things can only get better from here ?
by Kristine | May 24, 2016 | Wedding
Another month down, another month closer to becoming a Mrs! So far we’ve got 90% of vendors locked in, with only a few more to go. The few things left to do are:
- Book accommodation for the night before & upgrading to the suite
- Organise wedding cake
- Make bouquets. I’ve decided to go fake flowers as real were going to cost around $400 to $500 versus around $150 for fake
- Confirming makeup artist for myself and bridesmaids if required
- Make/buy wedding favours
- Get remainder of jewelry – wedding rings & other accessories. Already sourced some earrings
- Get the remainder of documents to the celebrant for the Notice of Intended Marriage
- Confirm guest list
- Send out save the dates
- Send out invitations
- Get sized for wedding dress, alter dress
- Get possible cheongsam/qipao for tea ceremony
I’m sure there a few things I’ve left out such as the kitchen tea/bridal shower & hen’s night but those are not as pressing at the moment. I’m wanting to get the big ticket items & important things out of the way as early as I can so that we can start populating our calendars with meetings for the run up to the wedding.
The wedding planning has died down a little lately, which is great. We’re hoping to get most of the planning sorted by July this year, so we’ll have the rest of the year to focus on ourselves. We’re also looking at moving in together pretty soon, so that will be quite an effort in itself too. Count down is on! Just over a year to the wedding & we’re looking to be in relatively good shape. Now to work on our wedding bodies 😉
by Kristine | Apr 26, 2016 | Wedding
It has been just under 4 months since we’ve gotten engaged & only about 2 months since we started really planning and thinking about the wedding. It actually has been a pretty painless and fun process to be quite honest. To date, we’ve done the following:
- Picked a date
- Picked a venue for the ceremony and reception
- Put a deposit for the venue
- Picked my bridesmaids & maid of honour
- Met a celebrant and put a deposit for services
- Tried on a dress, liked it & put a deposit for it
- Met a photographer/videographer, liked them & getting ready to decide payment options
- Arranged meetings for a decorator and DJ
- Sourced a potential florist
- Tentatively arranged accommodation for the night before and night of the wedding
- Spoke to a makeup artist to source quotes
- Sourced potential bridesmaids and traditional attire online
- Sources potential custom made rings
I think we’ve done pretty well to have done so many things in such a short amount of time and with relatively little stress. I’m more just so excited about things and wanting it all to happen right now! The best part for all the services I’ve spoken to & organised is that we are getting discounts for every single thing for the wedding! Am hoping that this will continue & we can come under budget for the wedding. So far we are doing pretty good & am watching my spending really closely so that we will make it as close under budget as possible. Winter weddings are most definitely a good way to save some money! I picked out my wedding dress over the weekend, but that is a story for another day! I got the most gorgeous gown for half price & I cannot wait to be a princess on the day!
by Kristine | Apr 18, 2016 | Challenges, Wedding
The wedding date has been locked in & is slowly creeping up on us. One of the biggest things when planning a wedding is the all important budget. We’ve picked an amount that is reasonably small, but big enough for us to have the important things to us. I’ve employed quite a few money saving strategies for the wedding, which is a story for another post. I think, if we hadn’t organised for a winter wedding, the cost would have been easily almost another $2000. Which isn’t a laughing matter at all when you are just starting life out together, every cent and dollar counts!
Given that we haven’t quite reached our target savings as of yet, I’ve been employing quite a severe regime to save. One of the things that I will be trying to do is to have a ‘no spend’ challenge. At this point, I’m aiming to try it for at least a month & for as long as I can go in an effort to make everything stretch that little bit further. One of my bridesmaids inspired this as she is doing a ‘no spend’ year. She has been unemployed & they’ve just bought a house & are renovating it, so things are a little tight on their end. The rules of the challenge are that you are allowed to buy groceries and food items, replace things like deodorant, shower gel, make up, undies and essentials, but you are not allowed to buy new things. For example, if I want to go to a party, I have to reuse the clothes I have in my wardrobe & am not allowed to buy anything new.
I’ve done a bit of a recon of the items in my room and I feel like I’ve got enough cosmetics to last me a lifetime, face creams, body lotions, clothes and stationery to last me till my grandchildren and heaps of accessories that I can reuse to jazz things up. I will be allowed to buy things like petrol, pay bills (duh!), get foodstuff for home. I will not be allowed to buy new clothes, eat out unless I don’t have a choice and random impulse buys when I visit the shop. And cause we are planning the wedding, we will be allowed to spend for wedding related purposes. It will be interesting to see the results after a month of trying this out. Wish me luck! 🙂
by Kristine | Apr 12, 2016 | Wedding
It has been just over 3 months since Matt popped the question & I haven’t blogged about it yet. Work & life has just gotten in the way again. Ironically enough, the wedding planning has also taken up most of my time & weekends are usually spent over at Matt’s place, which doesn’t leave very much time at all to pen thoughts down. I do want to immortalise the moment, so that I can read it in the future & recall the great memories and emotions associated with this 🙂
It was a bright, hot sunny Saturday morning on the 9th of January. It wasn’t very much of a special day, all I knew that Matt was going to take us on a drive to somewhere but didn’t say where. I was quite happy to just sit in the car, feeling pretty excited by it all. I must say, it was incredibly hot that day, what a day to pick! Matt drove us up the Kwinana Freeway, I had no idea where we were heading to still but when we got to the CBD & pulled off at the Mounts Bay exit, I instantly knew where we were going. I had an inkling that he was going to pop the question, but I had absolutely no idea where.
We then pulled into Fraser’s Avenue & into King’s Park. King’s Park is a bit of a special place to us, it is literally where we first met & had our first kiss. We parked & walked to our special spot, where we had our first kiss. It was quite a bit of a trek and we were both trying to work out where the spot was, we worked up quite a bit of a sweat doing this! Matt kept keeping me on one side of him, as he had the ring in one pocket & he didn’t want me to realise haha! When we got nearer to our special spot, Matt then had a bit of a stomach ache & had to go searching for a toilet (sorry honey!). I ended up waiting on the side of the road & watched while a wedding was being set up nearby. The vendors even asked if we were there for the wedding. Haha, no but we would’ve gone if we were invited!
Off we went after that to find the particular bench we had our first kiss on. We had to take a picture to commemorate the moment, just over 4 years after we first met. I still have the picture of when we literally first met each other. I really cherish those memories!
We reminisced a bit about all the memories & things we’ve been through together. It was great just being able to enjoy nature & be in the company of your loved one.
Matt then went down on one knee, gave a bit of a speech & popped the question. I of course said yes! Don’t tell anyone, but I did have a bit of a teary moment when he popped the question. The ribbon on the ring box got a bit stuck, but we got it open in the end & I got to wear the ring to be future Mrs-I-Wear-Odd-Sockz!
by Kristine | Mar 5, 2016 | Personal
I’ve seemed to have forgotten about the blog once again, so many things have happened in the first quarter of 2016, it’s crazy to think that the first quarter is almost done! I must say, if the first quarter of the year is any indication of how the year is going to go, I think it will be a pretty smashing one!
January
My most favourite month of the year! This January I turned 30 on the 30th & had a nice quiet dinner at the Atrium, along with free champagne & cake. Was certainly a low key affair & I got to indulge in seafood that night, so I was a happy girl! January was also extra special as Matt popped the question officially & we got engaged on the 9th! I think that story deserves a post on its own 🙂
January also marked the point that I have been at work for 2 months in my new-ish job. In that time, we’ve had people start and quit the role & learned heaps of things in the role. Needless to say in my role, there were never 2 days alike & I made lots of phone calls & negotiated heaps to get good outcomes for the families and individuals I worked with.
On a personal note, I made the first steps of enquiring about switching my mortgage over to another bank as my current bank was going to hike the rates up as I was currently in a honeymoon phase of discounted rates. A whole 1% difference in interest sure adds up over the years & I’m quite keen to secure the best rates to be able to not pay so much to the banks & be a slave to them.
February
It was Matt’s birthday in February, so we celebrated with a nice dinner down at Paparazzi in Mandurah. If you haven’t had really good Italian food, I’d suggest they are worth a visit! Portion sizes are huge, but oh so yummy!
February also marked the point where I made the steps to actually swap over my mortgage & waited for the banks to talk to each other to organise the switch. Thankfully the people at my new bank are really good & have been very helpful every step of the way. Currently we’re just waiting on my soon-to-be old bank to give my soon-to-be new bank a settlement date. They’ve told my new bank to ring back on the 11th to book in a date. Cheeky buggers are trying to get the extra $87 (+$10 offset account fee) by letting my loan sit there for an extra month. I’ll be glad to be rid of them soon.
We also decided on a date for our engagement party & have begun organising for it. It’ll be a pretty cool test for planning for the actual wedding, given that we’re DIY-ing most things & going for a pretty cheap options. Am really looking forward to it all! Poor Matt is going to have to face a crazy Kristine for a while! 😛 We’ve also confirmed 2 bridesmaids & 2 groomsmen so we’re on our way!
I’ve also been catching up with friends & family a bit more lately, so we’ve been rather busy this year. Am really looking forward to being more social & catching up with our circle of friends. The first 2 months of the year have been pretty good so far & we’re thoroughly looking forward to the rest of the year!
by Kristine | Dec 21, 2015 | Goals, Musings
2015 has been a pretty action packed year for me & it has come that time where I go over my goals for the year & make new ones in general. In terms of last year’s goals, I reckon I didn’t do too shabbily. I met each goal in varying degrees. I got good grades for my Masters so far, I’ve decluttered a little (I’ve still got quite a bit more to go), I got a new job (am in week 5 & still loving it!) & worked on my side project (still not much progress, but ideas have been penned).
I find the yearly goals to be quite a thing to strive for & I generally try to make it achievable & measurable. There’s so many things to do & I’m quite keen to get started! After a bit of thinking & soul searching over the past few weeks, I’ve come up with a few goals for 2016 that I’m hoping will be pretty good.
1.Get fit
I’m not getting any younger & in the past 2 years or so, I’ve noticed that I’ve been getting pretty nonchalant about what I put into my gob & I have stacked on the kilos. I’m not too bothered about appearances, but I do know that my insides are probably not the best that they could be. My goal for the new year is to learn good eating habits & incorporate incidental and purposeful exercise into my daily routines. I want to live long enough to see my kids & grandkids grow up.
2. Learn to invest
Since my brother has been investing in the stock market, I’ve been pretty keen on learning how as part of another income strategy. Relying on a single income during my casual days at work with a mortgage, was scary & not something I’m keen to repeat again. I’m keen to learn how to invest in the stock market, as well as developing my side project into a business so that I’m kept occupied, as well as have a bit more income on the side. I’m also keen to learn how to best manage my superannuation as I was monitoring it during my 1.5 years as a casual & all the contributions were being eaten up by fees & taxes. In the end, my fund wasn’t even growing, which bugged me. Now with my new job, I’ve opened a new fund & will rollover my super into the new one when I get paperwork through. At least with a higher income rate, I’d be able to accumulate more super to be able to cater for my retirement.
3. See more friends
Now that I’ve got my car, I’m making it a priority to meet up with friends so that I can keep my friendships alive. Not having a car really isolated me & I wasn’t too happy about it all. Am looking forward to catching up with friends but also some me time during the year. Maintaining friendships is something that I’ve let slip in the past, but now with the financial freedom as well as being able to get places, I’m looking forward to it all.
4. Learn another language
Matt has gotten into learning German & is keen for someone to learn with him & I need something to occupy my brain with at times, so I’ve decided to learn German with the Duolingo app. Plus also brush up on my conversational Mandarin skills & possibly Italian or French. Matt says I’ve got a knack for language & I figured, why not try it out. Worst that could happen is I can speak broken European languages 😛
I think 4 main goals is a pretty good start. Helping people plan as my day job, this part is what I do for a living. I’m pretty keen to get the ball rolling & see how I manage throughout the year!
Another side goal or whatever you want to call it, is to be able to go on a holiday this year. I haven’t had a proper holiday in years & am looking forward to paid time off, with 17.5% loading! 😀
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