It Seems To Be Quarterly Update Time

паромные переправы красноярского края расписание I’ve seemed to have forgotten about the blog once again, so many things have happened in the first quarter of 2016, it’s crazy to think that the first quarter is almost done! I must say, if the first quarter of the year is any indication of how the year is going to go, I think it will be a pretty smashing one!

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новости культуры волгограда сегодня высота 102 http://ab.vn.ua/images/na-visote-chelovek-pravila.html на высоте человек правила January

My most favourite month of the year! This January I turned 30 on the 30th & had a nice quiet dinner at the Atrium, along with free champagne & cake. Was certainly a low key affair & I got to indulge in seafood that night, so I was a happy girl! January was also extra special as Matt popped the question officially & we got engaged on the 9th! I think that story deserves a post on its own 🙂

 

January also marked the point that I have been at work for 2 months in my new-ish job. In that time, we’ve had people start and quit the role & learned heaps of things in the role. Needless to say in my role, there were never 2 days alike & I made lots of phone calls & negotiated heaps to get good outcomes for the families and individuals I worked with.

 

On a personal note, I made the first steps of enquiring about switching my mortgage over to another bank as my current bank was going to hike the rates up as I was currently in a honeymoon phase of discounted rates. A whole 1% difference in interest sure adds up over the years & I’m quite keen to secure the best rates to be able to not pay so much to the banks & be a slave to them.

 

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It was Matt’s birthday in February, so we celebrated with a nice dinner down at Paparazzi in Mandurah. If you haven’t had really good Italian food, I’d suggest they are worth a visit! Portion sizes are huge, but oh so yummy!

 

February also marked the point where I made the steps to actually swap over my mortgage & waited for the banks to talk to each other to organise the switch. Thankfully the people at my new bank are really good & have been very helpful every step of the way. Currently we’re just waiting on my soon-to-be old bank to give my soon-to-be new bank a settlement date. They’ve told my new bank to ring back on the 11th to book in a date. Cheeky buggers are trying to get the extra $87 (+$10 offset account fee) by letting my loan sit there for an extra month. I’ll be glad to be rid of them soon.

 

We also decided on a date for our engagement party & have begun organising for it. It’ll be a pretty cool test for planning for the actual wedding, given that we’re DIY-ing most things & going for a pretty cheap options. Am really looking forward to it all! Poor Matt is going to have to face a crazy Kristine for a while! 😛 We’ve also confirmed 2 bridesmaids & 2 groomsmen so we’re on our way!

 

I’ve also been catching up with friends & family a bit more lately, so we’ve been rather busy this year. Am really looking forward to being more social & catching up with our circle of friends. The first 2 months of the year have been pretty good so far & we’re thoroughly looking forward to the rest of the year!

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